Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Larry has worked in financial services for over 20 years. Larry was previously the President of Primrose Mortgage Co., Inc. dba First PrimSouth Mortgage for over 15 years where he and his company were continuously ranked as a Top Gun Producer.
Larry was born in Albany, GA where he lived until 1986 when he moved to Roswell, GA. He currently resides Woodstock, GA and lives in Bradshaw Farm. Larry is very involved in the community through coaching; Lacrosse, Football, Baseball and Basketball. He also has served for several years on the Hugh Wilson Memorial Charity Golf Tournament that raises monies for local Charities for the Cherokee Association of Realtors. Larry is an active member of Hickory Flat United Methodist Church and has been blessed with many mission opportunities, throughout, Mexico, Dominican Republic, Florida, Georgia and Mississippi.
Call Larry today at 404.493.2288 for a FREE mortgage consultation.